Para este episodio, tuve el honor de hablar con Rita-Soledad Fernandez Paulino de @wealthparatodos. Hablamos de todo, desde salir de deudas hasta consejos y trucos sobre cómo comenzar su viaje financiero e incluso cómo cambiar su forma de pensar y comenzar su viaje financiero sin importar la edad que tenga. Soledad es la directora financiera de…
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Two billion people now live in nations plagued by water problems, and almost two-thirds of the world could face water shortages in just four years. The United Nations has long warned that human-driven climate change is leading to severe droughts and more flooding, making water availability increasingly less predictable. In California, the most recent acute…
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Introducción Dos mil millones de personas viven ahora en naciones plagadas de problemas de agua y casi dos tercios del mundo podrían enfrentar escasez de agua en solo cuatro años. Las Naciones Unidas han advertido durante mucho tiempo que el cambio climático provocado por los seres humanos está provocando graves sequías y más inundaciones, lo…
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Key Takeaways Key terms to know before you start investing include dividends, Earnings per share, Share Price, ticker symbol, and that Stocks, shares, and equities mean the same thing. There are no magic formulas for investing success. There’s little standing between you and successful investing, except a little research and a solid understanding of the…
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Puntos Clave Los términos clave que debe conocer antes de comenzar a invertir incluyen dividendos, ganancias por acción, precio de la acción, y símbolo de acciones No existen fórmulas mágicas para invertir con éxito. Hay pocas diferencias entre usted y una inversión exitosa, excepto un poco de investigación y una sólida comprensión de los conceptos…
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Key Takeaways You should invest because investing is a powerful way to grow your wealth. Stocks and mutual funds have historically provided great returns over long periods Investing lets you get a piece of the pie. It doesn’t just have to be through the stock market. You can invest in real estate, currency, vintage cars,…
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PART 2: KEY TAKEAWAYS Tax-Exempt accounts provide future tax benefits because your withdrawals at retirement will not be subjected to taxes, unlike a traditional IRA, and 401k where you are taxed when withdrawing money later in retirement. Two types of Tax-Exempt accounts are Roth IRA Is an individual retirement account (IRA) that allows qualified withdrawals…
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KEY TAKEAWAYS Social Security can add some padding to your retirement income, but don’t count on it to be your sole source if income Traditional IRA and 401(k) are two main types of Tax-deferred retirement savings accounts. The main differences between these two account options is that a 401(k) must be sponsored by an employer,…
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PUNTOS CLAVE El Seguro Social puede agregar algo de relleno a tus ingresos de retiro, pero no cuentes con que sea tu única fuente de ingresos La IRA tradicional y la 401 (k) son dos tipos principales de retiro con impuestos diferidos de cuentas de ahorro. Las principales diferencias entre estas dos opciones de cuenta…
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KEY TAKEAWAYS Budgeting is a plan to manage your spendings and savings There are numerous benefits to budgeting but most importantly setting a budget forces you to map out your goals and set your own limits. A popular budgeting plan is the 50-20-30 rule of thumb. 50% towards essentials 20% towards your financial goals and…
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