Contrary to popular misperception, non-citizens CAN open the most popular types of retirement accounts: such as a 401(k), traditional IRAs, and Roth IRAs with qualifying IDs. I am going to be doing this episode in 2 parts for the sake of simplicity because it is a lot to take in. So, in this episode 7 part one, I will be going over the different types of tax-advantaged accounts and let you decide if any of them are the right fit for you.

Contrariamente a la percepción errónea popular, los que no son ciudadanos SÍ PUEDEN abrir los tipos más populares de cuentas de retiro: como 401 (k), IRA tradicionales y Roth IRA con identificaciones que califiquen. Voy a hacer este episodio en 2 partes para mayor simplicidad porque es mucho para asimilar. Así que en esta primera parte del episodio 7, repasaré los diferentes tipos de cuentas con ventajas fiscales y te dejaré decidir si alguno de ellos es el adecuado para usted.

one of the first things you must know how to do if you really want to start understanding how your cash flows, is knowing how to budget. In this episode, I cover what a budget is, the numerous benefits of starting your own, and how the information you get from your budget is key not only for your short-term goals but also for the long term. I also cover what the popular 50-20-30 rule of thumb is to get you started.